Making an Individual Voluntary Arrangement work for you

An Individual Voluntary Arrangement (IVA) is a legally binding agreement to help you repay your debts in a structured and manageable way. PayPlan have decades of experience setting up IVAs, and they’ll ensure you understand every step, from working out monthly payments to communicating with creditors.

By freezing interest and charges, an IVA can offer relief from rising debts, while allowing you to protect essential assets, such as your home or car. PayPlan’s specialists review your finances, propose a fair repayment plan, and negotiate with creditors on your behalf. This approach eases stress and ensures you’re not burdened by unaffordable repayments.

Throughout your IVA, PayPlan provide ongoing guidance. If your circumstances change, they’ll adjust your plan accordingly, helping you remain on track toward a debt-free future. By partnering with PayPlan, you gain a dedicated support team who understand the complexities of IVAs and can tailor solutions to fit your life. Their friendly, transparent service aims to give you peace of mind and a clear path forward.